Reporting a Car Accident in Massachusetts
What types of Accidents Must Be reported in Massachusetts
If you are involved in an accident that occurred in Massachusetts that caused over $1,000 worth of damage, injury or death you are required to fill a Motor Vehicle Crash Operator Report within five days of the accident. Even if a member of local or state law enforcement was at the scene. Note that Massachusetts does not disclose how serious the injury must be to require a report requirement. All that is stated is “if someone is injured, it must be reported”.
You should submit copies of the report to your insurance company, local law enforcement and the Registry of Motor Vehicles at:
Registry of Motor Vehicles
P.O. Box 55889
Boston, MA 02205
What information Will I Need From the Other Parties Involved
You should get the following information
- Names, addresses, telephone numbers – if there are witnesses we recommend getting this information from them too.
- Driver’s license numbers
- License plate numbers
- Vehicle Description
- Insurance information
We recommend writing down the address and weather conditions at the time of the accident.
When Can You Leave the Scene of the Accident
In Massachusetts, it is illegal to leave the scene of an accidents until all parties involved have completed the required procedures – including law enforcement.
Who Needs to Report the Accident
- The operator of the vehicle at the time of the accident must report the accident on the Massachusetts Registry of Motor Vehicles accident report form and file it at the address listed above.
- If the operator of a vehicle that was damaged in an accident is physically unable to report file a report the vehicle’ owner or representative (lawyer) is responsible for filing the claim.
Do I Need to Let My Insurance Company Know About an Accident?
Massachusetts does not require residents to report accidents to an insurance company. However, most (if not all) insurance contracts require you to notify them of an accident within a “reasonable amount of time” which should be interpreted as a day or two. Failure to do so can result in a breach of contract and the insurer may deny coverage.